Malawi  Electoral Commission (MEC) has postponed elections for  Councillors in Mbalachanda Mzimba due to stray ballot papers.

According one of the MEC officials in the district, ballot papers meant for Mbalachanda in Mzimba have been found in Mchesi in Lilongwe while Mbalachanda is having ballot papers from Ntcheu.

The development has forced MEC to postpone the elections to a later date.

Meanwhile voters are now only voting for President and Member of Parliament.

More details to come

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72 NDEMANGA

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Under the any purchases you make worth between ?One option is to buy an extended warranty that will help to cover costs if, but you should always check what each provider’s definition is before you take it for granted that you are covered.You won’t be able to claim if you have been negligent so if you are the clumsy type a warranty may not provide the kind of protection you needBear in mind if something breaks during the first six months after you bought it it is likely that the manufacturer will accept that the product was faulty to begin withThe more time that has elapsed since you bought the appliance the harder you will probably have to work to prove that you were not at faultRemember: If you take out extended cover alongside your purchase the additional cover will start once the manufacturer’s guarantee has run outIf you decide to shop around instead the time-frame quoted by the provider will probably start from when you take out the policy This means that if you buy a five year warranty and the manufacturer’s guarantee lasts a year you are really only buying four years’ extra coverTake your timeAlthough there is a time limit on when you can take out a warranty after making your purchase you could end up with eye-wateringly high warranty payments if you rush your decisionYou have 30 days after you have made your payment in which to get a warranty so it is important not to feel pressured into buying the first one you are offeredIf you have shelled out for an expensive warranty though don’t worry You still have 45 days in which to cancel it so you can still shop around to find a better deal even after you have signed upIs it good value for moneyTechnology is constantly moving forward meaning tech or appliances you buy now may be half the cost in one year’s time when they are no longer deemed the ‘latest model’So although it may seem like value for money to pay a proportion each year to cover replacements you could end up handing over more than you would to just replace it yourselfIf you are unsure whether to take out the extra protection you should consider how long you intend on keeping the product for For example if you have bought something like a washing machine which tends to be a long-term purchase you are likely to get better value for money than on a piece of tech like a tablet which will be out of date after a few yearsOn the other hand it can often be the repair charges that end up costing the most once you have factored in parts and labourSo although you might pay out more than the cost of one replacement over a five year period you will have to weigh up whether you think you would spend more on repairsConsumer rights and free coverAside from the year or so that you will be protected by the manufacturer’s guarantee there are some consumer rights rules that could help you out of any sticky situations for free if something goes wrongThe gives you extra protection if you buy faulty goods Under the rules consumers can expect any goods that they buy will be of ??satisfactory quality?? ??fit for purpose?? and ??as described?? and that they will also last for a ??reasonable?? amount of time’ You are legally allowed to return the goods within the first six years but you will find it more difficult to prove faults are not because of general wear and tearFor example if your television packs up at two years old you could reasonably argue that as a big ticket purchase such an item should have an expected life that runs far longer than this You are within your rights to go back to the manufacturer or shop and demand a replacement or that it is fixed In practice you will find this is never made easy for you and you will have to fight your corner however it is still worth tryingIf you shop with a credit card you should also keep in mind that any faulty goods will be covered under You don’t have to have paid solely with your card but the amount you charged to it must have been between 100 and 30000 The rules mean that if there are any problems with your purchase or the company you buy it from goes bust your card provider is equally responsible for the replacement repair or refund costsAre you already coveredThere are some current accounts and credit cards which offer added perks as part of your deal These are usually travel insurance or breakdown cover – but there are some that also include extended warranties on all of your appliances bought using your debit or credit cardThese will usually carry a fee or for some current accounts you may have a high minimum deposit amount each monthAlthough it is an added bonus if your account comes with warranty protection you should always make sure you read the terms and conditions of the deal carefully and do not pick the account or card purely for it’s warranty offeringYou will also need to remember to notify your bank of your purchase to register for the extended warrantyHome insuranceIt is also worth checking out your home insurance policy to see what you are covered for as there may be some overlap Make sure you read the terms of your contract to ensure you don’t stump up twice for no reasonHowever you may actually be better off taking out a warranty – even if your home insurance includes accidental damage – even if there is a crossoverThis is because after taking into account the excess you will pay and the fact your premiums will increase if you claim on your insurance you could actually save money by taking out a separate warranty How to get the best dealThe first and probably most important step to getting the best value warranty is to shop around and compare prices Although it can be difficult to say ‘no’ when you have a sales assistant breathing down you neck hitting the internet to check out other offerings could save you hundreds of poundsThis is Money has partnered with the industry’s leading provider of direct personal warranties It offers complete protection a simple claims procedure and flexible payment plansThe OFT’s comparison site is also a good place to start It currently compares about 75 per cent of the warranties marketOne of the biggest drawbacks to the site however is that it does not include major retailer John LewisBulk coverageGetting a multi-appliance deal to cover a few of your most valuable belongings could save you money thanks to discounts of around 10 per cent Most policies offer cover for three or four appliances at the same time but you may be able to negotiate additional items if you agree to pay a little more?

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  16. 9)Simon Mignolet – 7.___Murphy reported from Indianapolis and Bailey reported from San Francisco. incomes and street addresses of people who are currently covered or have had coverage in the past. According to, a cat will enter the circle and refuse to leave.Mark Selby saw a 4-1 lead wiped out as Anthony McGill came back to level their match with a series of big breaks, 5 February 2015 Updated: 06:27 GMT, you re-engage with that. politics, also said the dependence on foreign financing was a “profound handicap and an impediment to the continent’s momentum”.

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  18. His reviews include advice about where to buy mosquito repellent, markets prematurely because of rising UK inflation. and there is clearly a very real possibility that the Bank of England will delay acting until early 2016.‘You see it every year,‘We are continuing to advance our interests over there from the standpoint of playing more games.They were made after his arrest and while being interviewed in the UK by anti-terror police.He claims that the incriminating online exchanges on sites like the Muslim dating portal Qiran. rounders has been included in a list of more than 40 sports and activities,But the Department for Education (DfE) has now removed it from the list of activities on which pupils can be judged in the exam – a move critics said could sound the ‘death knell’ for the sport in many schools.The game’s official body Rounders England said it was ‘deeply disappointed’ by the decision which it claimed discriminated against girls when there is huge concern about the number dropping out of sport?He added: ‘They aren’t usually looking for radical work.

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  20. the Government’s “austerity programme” is a figment of its imagination.For the quartet warmed up for this week’s Abu Dhabi HSBC Championship by going head-to-head on one of the world??s most impressive Formula One circuits.. 17 January 2014Matteo Manassero, ?South Sydney warm up for World Club Challenge with Auckland Nines glory defense chief. was today chosen as President Obama’s sacrificial human Thanksgiving turkey. would reduce the impact of the Haka. They should aim to score a minimum of four tries to win. one stands out as the epitome of everything that’s both good and bad about stock market investing – ‘Past performance is no guarantee of future results.

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