CDH Investment Bank posts MK43.2 billion profit
Published on April 29, 2026 at 9:07 AM by Robert Ngwira
CDH Investment Bank continues to excel on the market posting a profit after tax of MK43. 221 billion in the year ending 31st December 2025 up from MK23.534 billion in the previous year, representing 84 percent growth.
The bank attributed the results to a 69% growth in operating income, with net interest income rising by 45% to K25.424 billion from K17.554 billion. Non-interest income also contributed positively, growing to K64.1billion.
Despite a 54% rise in operating expenses, the bank significantly improved its efficiency, reducing the cost-to-income ratio from 39% to 28% according to the published report
Total assets expanded markedly by 82%, reaching K974.234 billion from K536.766 billion in 2024. This balance sheet growth was underpinned by an 84% increase in customer deposits and an 83% rise in investment funds. Loans and advances also recorded healthy expansion demonstrating the bank’s support of private sector development.
In a statement made available to this publication, CDH Investment Bank Chief Executive Officer and Managing Director Thoko Mkavea said the results reflect the dedication of the team and the trust of clients in a difficult operating landscape.
“We are proud of our people and we commit to continue investing in them as they continue to serve our customers and the communities who support us,” said Mkavea.
Looking ahead to 2026, the Government projects economic growth of 3.8%, driven by investments in agriculture, mining, tourism, and manufacturing. Inflation is expected to moderate further to around 15%, supported by improved food supply conditions and tighter fiscal and monetary policies. However, risks remain, including foreign exchange shortages, high import costs, and potential global supply chain disruptions.
The board expressed gratitude to stakeholders, including clients, shareholders, the Government of Malawi, the Reserve Bank of Malawi, and business partners for their continued support.
CDH Investment Bank, a leading player in Malawi’s financial sector, continues to focus on delivering sustainable value while supporting the country’s economic development.
